ترجمه مقالات لاتین 2017 رشته مدیریت: How does working in a finance profession affect mortgage delinquency?

How does working in a finance profession affect mortgage delinquency? Abstract This paper uses a dataset from a leading American subprime lender, which contains detailed information on borrower and loan characteristics. We find that financial professionals are less likely to become delinquent. This effect cannot be explained by borrower characteristics, such as income, education, loan terms, property characteristics, geographic effects, or strategic default. We also find variation in the effect of working in a financial profession across borrowers of different ages and income levels. We discuss explanations for these results. Keywords Mortgage; Financial crisis; Household finance; Financial professional چگونه کار در حرفه امور مالی تخلف وام رهنی را تحت تاثیر قرار می دهد؟ چکیده این مقاله از یک مجموعه داده وام دهنده وام های بدون پشتوانه آمریکایی پیشرو، شامل اطلاعات دقیق در مورد ویژگی های وام گیرنده و وام استفاده کرده است. یافته های نشان داد که در حرفه مالی احتمال تخلف اندک است. این ا ...